Resources
Florida insurance, explained.
Plain answers to the insurance questions Floridians ask us most.
- Finding coverage
What are the alternatives to Citizens Insurance in Florida?
How the 20% rule works, what takeout offers are, and how to move to a private insurer.
- Finding coverage
What should you do if your home insurance company drops you in Florida?
How much notice the law requires, your options, and the steps to take so you're never without coverage.
- Inspections and discounts
What is a four point inspection in Florida?
The four systems it checks, when insurers ask for one, and how to get an older home ready to pass.
- Older homes
How do you insure an older home in Florida?
What insurers look at, how Florida's roof age law protects you, and which updates make the biggest difference.
- Inspections and discounts
What is a wind mitigation inspection in Florida?
What the inspection checks, who can do it, how long the report lasts and how it can lower your premium.